Tip Calculator

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Reviewed by Finance Team

Calculate how much to tip and split the bill evenly between friends.

Last updated: 2024

Calculate Tip

$
%
person

Total with Tip

$90.00

Including $15.00 tip

Bill Breakdown

Bill$75.00
Tip$15.00
Total$90.00

Compare Tip Amounts

15%

$11.25

Total: $86.25

18%

$13.50

Total: $88.50

20%

$15.00

Total: $90.00

25%

$18.75

Total: $93.75

Tipping Guidelines

15% for adequate service • 18-20% for good service • 25%+ for exceptional service

Understanding American Tipping Culture

Tipping in the United States isn't just a nice gesture—it's a significant portion of service workers' income. Unlike many countries where service charges are included in prices, American servers often earn minimum wage (as low as $2.13/hour for tipped employees) with the expectation that tips make up the difference.

Why Your Tip Matters

For restaurant servers, tips typically represent 60-80% of total income. A customer who doesn't tip isn't just being cheap—they're directly reducing a worker's livelihood. Understanding appropriate tip amounts ensures you're contributing fairly to the service economy.

This calculator helps you quickly determine appropriate tips for any situation, split bills among groups, and navigate various service scenarios.

Standard Tipping Guidelines

Service TypeStandard TipGreat Service
Restaurant (sit-down)18-20%25%+
Restaurant (buffet)10-15%18%
Bartender (drinks)$1-2 per drink or 20%20%+ or round up
Takeout/Counter service0-10%15%
Food delivery15-20% or $5 min20%+ in bad weather
Rideshare/Taxi15-20%20%+ for extra help
Hair salon/Barber15-20%25% for exceptional work
Spa services (massage, etc.)18-20%25%
Hotel housekeeping$2-5 per night$5-10 for longer stays
Valet parking$2-5 when car returned$5-10 at upscale venues

When to Tip More

  • Large groups (6+) — check if gratuity is already included
  • Exceptional, personalized, or attentive service
  • Special requests or accommodations (allergies, modifications)
  • Holiday dining (Thanksgiving, Christmas, New Year's)
  • Bad weather delivery (rain, snow, extreme heat)
  • Discounted meals — tip on the original price
  • Complex orders that require extra effort

Automatic Gratuity Alert

Many restaurants automatically add 18-20% gratuity for parties of 6 or more. Always check your bill before adding additional tip—you may have already paid it!

Quick Mental Math for Tipping

The 10% Method

Calculate 10% by moving the decimal point one place left. Then adjust based on desired percentage:

Bill Amount10%15%20%25%
$32.50$3.25$4.88 (10% + half)$6.50 (10% × 2)$8.13
$67.00$6.70$10.05$13.40$16.75
$125.00$12.50$18.75$25.00$31.25

Rounding for Simplicity

For ease, round the bill to the nearest $10, calculate 20%, then adjust slightly. On a $47 bill: round to $50, 20% = $10, so $9-10 is a fair tip.

When Tipping Is Not Expected

  • Fast food restaurants and self-service
  • Counter service where you pick up your own food
  • Retail purchases (clothing stores, electronics)
  • Professional services (doctors, lawyers, accountants)
  • Government employees (postal workers, DMV, etc.)
  • Business owners who serve you directly

The Tip Jar Dilemma

Countertop tip jars at coffee shops or fast-casual restaurants are optional. $1 or rounding up is generous; no tip is perfectly acceptable for counter service.

Splitting Bills in Groups

When dining with others, decide the approach before ordering:

MethodProsCons
Split evenlySimple, quickUnfair if orders vary widely
Pay for what you orderedFairComplex to calculate
One pays, others Venmo/ZelleModern, convenientRequires trust and phones
Separate checksCleanest solutionAnnoying for server (tip extra!)

Full Tip Still Required

Regardless of how you split, the total tip should still be 18-20% of the full bill. Don't reduce the percentage because you're splitting—the server did the same amount of work.

International Tipping Differences

American tipping culture is unusual globally. When traveling:

RegionTipping Culture
JapanNo tipping—can be considered insulting
Most of EuropeService included; round up or 5-10% for excellent service
United Kingdom10-15% at restaurants if service isn't included
AustraliaNot expected; 10% appreciated for exceptional service
CanadaSimilar to US (15-20%)
Mexico/Caribbean15-20% in tourist areas; 10-15% elsewhere

Research Before You Travel

Local tipping customs vary significantly. A quick search before your trip prevents awkward over-tipping (wasteful) or under-tipping (offensive) situations.

Frequently Asked Questions

Q: Do I tip on the pre-tax or post-tax amount?

A: Either is acceptable. Pre-tax is technically more accurate, but post-tax is simpler and the difference is minimal (usually just a few dollars). For excellent service, tip on the post-tax total.

Q: Should I tip for takeout orders?

A: It's optional but increasingly expected—10% is generous for simple pickup. For complex/large orders, or during busy times, 15-20% is appreciated. During the pandemic, takeout tipping became more normalized.

Q: How do I calculate 20% quickly in my head?

A: Move the decimal one place left (that's 10%), then double it. For a $45.00 bill: 10% = $4.50, so 20% = $9.00. For 15%, calculate 10% and add half of that amount.

Q: Should I tip on discounted meals or gift cards?

A: Yes! Always tip based on the original price before discounts, coupons, or gift cards. The server performed the same work regardless of your discount. This is a common courtesy that servers deeply appreciate.

Q: Is tipping different when traveling internationally?

A: Very different! In many countries (Japan, much of Europe), tipping is not expected or is included in prices. In some places, tipping can even be considered insulting. Research local customs before traveling.

Q: What if service was terrible?

A: A minimum 10% tip is still appropriate in most cases—the issue may be kitchen delays or understaffing, not the server. Speak to a manager about serious problems. Zero tip should be reserved only for truly egregious behavior.

Q: How much do I tip for delivery services?

A: For food delivery: 15-20% or minimum $3-5, whichever is greater. For bad weather or long distances, tip more. For package delivery (UPS, FedEx), tipping isn't expected except during holidays ($20-50 for regular carriers).

Q: Should I tip in cash or on the card?

A: Cash is often preferred as servers receive it immediately and report income at their discretion. However, card tips are convenient and still appreciated. Some restaurants pool tips regardless of payment method.

Tipping customs vary by region, establishment, and personal preference. The guidelines above reflect common American practice as of 2025. When in doubt, 20% for sit-down restaurant service is a safe, appreciated standard. For international travel, research local customs.